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The Insurance Council Of Australia (ICA) advise:
- 42% of Small Businesses have no Business Interruption Insurance.
- 70% of uninsured or under insured small businesses effected by a major event (E.g The recent Newcastle and Central Coast Storms) DO NOT RECOVER!
IF YOUR BUSINESS COULD NOT OPERATE FROM YOUR PREMISES TOMORROW WHAT WOULD YOU DO?
Can your business [...]
Is there only one question to ask your business insurance broker? Certainly not. Before you sign any policy, think about the following questions that you should ask your broker.
The first question to ask your business insurance broker is: what is the insurance company’s AM Best or Moody’s rating? This type of rating is important if [...]
It is essential for any individual who has a van to own a van insurance. On top of being mandated by law, it is very necessary for unexpected and well, expected, turn of events that might affect the vehicle. Although this is not always the case, most van owners have their families aboard wherever [...]
Is your business insurance plan wasteful or wanting? Either way it could end up costing your company thousands of dollars. When it’s time to review your current program, be sure to avoid the two most common problems:
Excessive insurance and overlapping coverage
Under-insurance and coverage gaps
In today’s complex commercial insurance marketplace, many employers enlist an [...]
A public house is not just like any other business it has its own special problems to cope with like loss of license, damage by customers and injuries to staff. Hopefully these types of things don’t happen often but if they do your insurance needs to created with a pub landlord in mind.
Pub insurance is [...]
The popular Business Insurance Policy, known as Business Owners Policy(BOP in USA) provides financial protections to your personal business property, liability risks, structures/buildings, business income, plant & machinery in one package. BOP package policy is ideal for small & mid-sized business. But large companies may need a commercial package policy or a customized policy for [...]
Depending on the type of commercial van insurance that you choose to take out will all depend on what is and is not covered in your policy. If you want adequate protection and your business relies heavily on your transportation then you should consider taking out a fully comprehensive policy.
The cheapest way to buy commercial [...]
If you are opening a new business, buying commercial insurance for it is an absolute must in most situations. Without the insurance, you are risking everything. In our litigious society, that is a very aggressive position to take.
Business insurance comes in many forms and is far more extensive and complex than personal insurance. There is [...]
There are a myriad of vehicle insurance types to choose from. Each car or van insurance, however, depends on the vehicle itself and in the ownership of that vehicle. Choosing the perfect insurance package for each vehicle is not an easy decision to make. So imagine if you have a whole [...]
Looking over your insurance premiums each year, you may be wondering how you could save a dollar or two on your next premium. As an intangible asset, it can be difficult to put a value on insurance … until something goes wrong and you need to claim. Insurance specialist Brett Wrightson from Brian Bushell [...]