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This might come as a surprise to some, but getting the right insurance for your business might be one of the most important decisions you’ll make as a business owner. The consequences of inadequate coverage, or no coverage, could be devastating. There is a whole world of things that can happen to you and your [...]
While it might be comforting to think that insurance is something that only the big companies need to worry about. Insurance is something that all businesses need to worry about. Indeed, the smaller you are as a business, the more vulnerable you are to a wide array of risks that can only ultimately be dealt [...]
Running a small business is a gamble where, as a small business owner or manager, you try to undertake the least amount of risk you can with an eye toward reaping the greatest gain. Small business insurance is your best tool for keeping your risk level low. Since this isn’t a game for [...]
Renting out a property has proven to be one of the most profitable investments in the last decade. The risks associated with poorly behaved or unconcerned tenants make rental properties an investment that is fraught with risk and this is complicated by the lack of risk cover available on the market. Landlords insurance that does [...]
Whether you are just starting a new business or running an existing one, there are many kinds of insurance that are not only prudent to maintain - they are required by law. It’s important to consider the insurance needs of your business, your employees and your customers, both for your peace of mind and [...]
Hi, my name is John Smith from the Anystate Insurance Company, and I need to schedule a premium audit. Sound familiar? Do you immediately think of reasons to put him off? Are they legitimate reasons or are you just horrified to think of what it entails? Of course, if business is [...]
A sound business practice to protect and potentially increase the amount of insurance available to you at no additional cost begins with a review of your lease of premises, service providers, suppliers and vendors contracts. Contracts should clearly define the scope of services and responsibilities of the parties to the contract. The hold [...]
As a business owner or manager, you more than most will know that customers nowadays are demanding more, for less. And if your business also demands this from your suppliers and service providers, here are some ways you can get it from your Insurance Broker. Depending on which industry you work in you will no [...]
Most businesses rely on the work, experience and skills of a few valued employees who are key to the efficient running and profitability of the company. Whether a chairman, director or talented technician, the loss of such a crucial staff member could and often does result in lost revenue and even closure.
Many employers spend time [...]
Oh, the joy of running your business out of your home! As a sole practitioner consultant, I enjoy the benefits of working from home. No rent, no office politics, no standing in line for the bathroom. I also love my five-second commute, with no traffic to avoid except my dogs.
If yours is [...]