Anyone can get a cheap car insurance quote if they take active steps to lower their risk (or at least, an insurer’s risk perception of them. The following tips will help you do just that. But do yourself a favor: Implement all that applies to you because that’s the only way you can save.

1. It will cost you a lot more to insure a car if it has a poor safety rating. Safety features should be given top consideration when shopping for a new car. You’ll be eligible for a Safe Vehicle discount if your car has such features.

2. Taking a drivers’ refresher course can help those above 55 to bring down their rates. Considering doing this could give you a discount as high as 10% it’s certainly worth considering. To find out the finer details of how this works and how much you can save with your insurer, consult your agent.

3. Join a car pool if it makes sense in your situation and you’ll be eligible for a discount. This is since carpooling reduces mileage (which is a strong factor that determines your rate). You’ll pay less in direct proportion to how much carpooling reduces your total mileage.

4. You’ll pay a lot more if you live in New York City than you would if you lived in some sparsely populated town. It makes sense to live in a less congested area if it fits your circumstance because the risk of vandalism, theft or collision is far less.

5. Comparison shopping could enable you save thousands in insurance. It’s a common experience to see differences of a couple of thousands in the range of quotes obtained for a given profile.

Therefore, get and compare auto insurance quotes from five or more quotes sites.

Here are great pages for auto insurance quotes…

Auto Insurance Quotes

InsureMe Auto Insurance Quotes

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Chimezirim Odimba writes on insurance.