Dental insurance is expensive! With skyrocketing costs of health insurance, many forego the dental insurance plan option, if even available individually or through a group plan. A family plan can be as much as an additional $1500 per year. Unfortunately when dental work is needed its usually at the wrong time, toothache, dental accidents, kids braces can all be a very expensive proposition.

Discount dental plans can be a convenient instantly available alternative, many plans can start with as little as $75 dollars a year up to $139 a year for families. In many cases dental plans can offer up to 3 additional months for free, when you sign up. When was the last time your health insurance gave you a bonus additional 3 months coverage?

Why is insurance so confusing?

What is covered?, the dreaded deductible, the tedious paperwork, annual limits. Pre-existing conditions?

In most cases individuals must meet deductible requirements before the insurer begins to cover their dental care, the cost of the deductible, should be considered in the overall costs of dental insurance. A dental plan coverage is instant, no deductible, and will even cover cosmetic dentistry. A quality dental plan will also offer discounts if you use a participating dental provider. More importantly dental plans have no annual limits, most dental insurance has restrictions on amount covered in any given year, as little as $1000 spent in care, and you have met your maximum for the year.

In many cases there is no tedious paperwork to fill out, who can understand, the complicated claims process? A dental plan can be activated almost instantly, just bring your membership card to any participating dentist. A dental plan can offer significant savings on emergency procedures, cosmetic dentistry, orthodontics and teeth whitening, while standard dental insurance policies will rarely cover these procedures.

INSURANCE

Maintains monthly premiums in exchange for established benefits
Rarely offered to individuals
Varying annual maximums
Services are out-of-pocket once maximum is met
Deductibles must be met before any benefits are paid
After deductible, co-payment must be met
Orthodontic treatment is rarely covered
Waiting period may be between 6 to 24 months for major services (i.e. crown, bridge, dentures)

DISCOUNT DENTAL PLANS:

One low yearly membership fee
Available to individuals, families and groups
No annual limits
No tedious paperwork to submit
Start saving immediately
Orthodontic treatment included in select plans
No health restrictions

Paul Santos is the Marketing Director at http://www.dentalplanadvantage.com
Dental Plans are a low cost alternative to expensive and restrictive Dental Insurance plans.

Instant Coverage Cosmetic procedures no deductibles, No Limits!